Disclaimer

Last updated: June 2026

1. Educational Purpose Only

All content on Simple Money — articles, blog posts, guides, calculators, and tools — is created for general financial literacy and educational purposes only. Examples, numbers, and calculations are hypothetical, used solely to illustrate financial concepts. Actual results will vary significantly.

Financial markets involve risk, including potential loss of principal. Past performance of any investment is not indicative of future results.

2. Not Investment Advice

Nothing on this website constitutes personalised investment advice tailored to your individual financial situation, goals, risk tolerance, or tax circumstances. We do not know your personal finances and we do not provide recommendations for specific financial decisions.

Before making any investment decision, please consult a qualified, registered financial adviser who understands your complete financial picture.

3. No Product Distribution

Simple Money does not distribute, sell, or facilitate the purchase of any investment product including mutual funds, stocks, bonds, insurance products, or any other financial instrument. We receive no compensation from any fund house, asset management company, broker, or financial intermediary for any content published on this site.

Any fund names, scheme names, or product names mentioned on this website are used as illustrative examples only — not as recommendations.

4. Conflict of Interest Disclosure

In the interest of transparency: individuals associated with Simple Money may be professionally affiliated with financial entities. All content on this website is written independently and represents personal educational views only. It does not reflect the views or positions of any such organisation.

Contributors to this site may personally hold investments in financial instruments discussed in articles. This is not disclosed on a per-article basis and should not be interpreted as a recommendation.

5. Accuracy

We make reasonable efforts to keep content accurate. However, financial regulations, tax laws, interest rates, and product features change frequently. We make no warranties regarding completeness, accuracy, or timeliness. Always verify information from authoritative sources before making any financial decision.

6. Calculators and Tools

All calculators on this website use simplified mathematical models and user-entered assumptions. Results are illustrative only. They do not account for taxes, charges, market volatility, or other real-world variables. Do not rely on calculator results as a basis for any investment decision.

7. No Liability

Simple Money and its contributors shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, any content on this site. Any financial decision you make based on content from Simple Money is made entirely at your own risk.

8. Mutual Fund Notice

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.