| SIP Amount | Total Invested | Value at 12% | Returns Earned |
|---|---|---|---|
| ₹5,000/month | ₹15 Lakhs | ₹94.9 Lakhs | ₹79.9 Lakhs |
| ₹10,000/month | ₹30 Lakhs | ₹1.89 Crore | ₹1.59 Crore |
The ₹10,000 investor put in ₹15 lakhs extra — but ended up with ₹95 lakhs more. That gap is pure compounding, the subject of The Power of Compounding.
Can’t afford ₹10,000? Start with ₹5,000 today
A 1-year delay in starting costs you the most valuable compounding years. Start at ₹5,000 and increase by 10% every year when you get a raise — a Step-Up SIP. Use our SIP Calculator on the Finance Tools page to see your exact projected wealth. Decide your amount first: invest based on salary. Then start: what is a SIP.