Privacy Policy

Last updated: July 2026 · Governed by the Information Technology Act, 2000

SimpleMoney ("we", "us") operates https://simplemoney.in. This policy explains what we collect, how we use it, and your rights. By using this site, you agree to the practices below.

1. Information We Collect

Information you provide:

  • Contact form — name, email, and message. Used only to respond to your enquiry.
  • Newsletter signup — your email address, stored so we can send updates you've asked for.

Collected automatically:

  • Analytics (if enabled) — anonymised usage data such as pages visited, device type, and approximate location at country/city level. Does not identify you personally.
  • Advertising cookies — this site displays ads served by Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalised advertising by visiting Google Ads Settings, or generally at www.aboutads.info. See how Google uses information from sites that use its services for details.
  • Cookies — used for standard site functionality. You can disable cookies in your browser settings.
  • Server logs — IP addresses and access times, logged by our hosting provider for security purposes.

2. How We Use Your Information

  • Respond to contact form enquiries
  • Send newsletter updates to subscribers who signed up
  • Understand how visitors use the site and improve content
  • Maintain site security and performance
  • Comply with applicable laws

We do not send marketing emails unless you have explicitly requested them by subscribing.

3. Data We Do Not Collect

We do not collect financial information, government ID numbers, payment details, or biometric data. Calculator inputs run entirely in your browser — we never receive, store, or transmit any values you enter into a calculator.

4. Data Sharing

We do not sell, rent, or trade your personal information. Limited sharing occurs only with:

  • Our hosting provider (Hostinger) — server logs for infrastructure purposes
  • Google AdSense — serves the ads on this site and may set its own cookies as described in Section 1 above
  • Analytics providers (if enabled) — anonymised, aggregated data only
  • Legal obligations — if required by court order or applicable law

5. Data Retention

  • Contact form submissions — retained up to 12 months
  • Newsletter subscriber list — retained until you unsubscribe or request removal

6. Your Rights

You may request access to, correction of, or deletion of personal information we hold about you. Contact us via the Contact page. We respond within 30 days.

7. Grievance Officer

In accordance with the Information Technology Act, 2000 and rules made thereunder, the contact details of the Grievance Officer are:

Email: contact@simplemoney.in
We aim to acknowledge grievances within 24 hours and resolve them within 15 days, as required under applicable law.

8. Children

This site is not directed at children under 18. We do not knowingly collect information from minors.

9. Changes

Updates will be posted here with a revised date. Continued use of the site after changes means you accept the updated policy.

10. Governing Law

This policy is governed by the laws of India, including the Information Technology Act, 2000 and applicable data protection rules.

Privacy queries? Use our Contact page. We respond within 30 days.

Note: This reflects what the site actually does today (contact form, newsletter signup, no calculator data collection). Since this is a finance site, it's still worth having a lawyer review the final Privacy Policy, Terms, and Disclaimer before launch — and update this page again if you add real analytics or ad tracking later, since that changes what's collected.