Terms of Use

Last updated: June 2026 — by using this website, you accept these terms.

These Terms govern your use of https://simplemoney.in operated by SimpleMoney. By accessing this site, you agree to these Terms.

1. Educational Purpose Only

SimpleMoney is a financial education website. All content is provided for general informational and educational purposes only. Nothing here constitutes investment advice, a solicitation to buy or sell any financial product, or any other professional advice. We do not distribute any investment product.

2. No Professional Relationship

Using this site does not create any adviser-client or other professional relationship. Financial decisions you make based on this site's content are made entirely at your own discretion and risk.

3. Intellectual Property

All content on this site is owned by or licensed to SimpleMoney.

You may: read content for personal use, share links, quote brief excerpts with attribution.

You may not: republish substantial portions without permission, use content commercially, scrape or extract content in bulk.

4. Accuracy

We make reasonable efforts to keep content accurate but make no warranties. Financial information changes frequently. Always verify from authoritative sources before acting.

5. Finance Tools

Results from calculators (SIP, EMI, Retirement, and others on this site) are illustrative only, based on simplified models and user inputs. Do not make investment decisions based solely on calculator outputs. Consult a qualified financial professional.

6. Third-Party Links

Links to external sites are provided for convenience. We do not endorse, control, or accept responsibility for third-party content.

7. Limitation of Liability

To the maximum extent permitted by law, SimpleMoney shall not be liable for any financial loss, loss of data, or other damage arising from your use of or reliance on this site.

8. Prohibited Use

You agree not to use this site for unlawful activities, to transmit harmful content, or to attempt unauthorised access to any part of the site.

9. Privacy

Use of this site is also governed by our Privacy Policy.

10. Mutual Fund Notice

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

11. Changes to Terms

We may update these Terms at any time. Changes are posted here with a revised date. Continued use means acceptance of updated Terms.

12. Governing Law

These Terms are governed by the laws of India. Any disputes are subject to the jurisdiction of courts in India.

Questions? Use our Contact page.

Note: Have this reviewed by a lawyer before publishing — standard liability/IP language like this should be checked against your specific situation, especially the parts about content reuse and calculator liability.